Software for private lenders, MICs and hard money funds
Private lending funds run two businesses at once: lending money and reporting to the people whose money it is. Most of them automate neither, so every quarter-end is a manual scramble and every draw request is an email chain.
Capital and credit. A file opens, documents get collected, a third party decides, money moves, and every step has to be auditable. We have run this machine in production.
Sub-niches covered: Mortgage investment corporations, Syndicated mortgage administrators, Family office and private credit funds, Bridge and construction draw lenders, Hard money and asset-based lenders, Real estate debt funds.
You likely have this problem if:
Investor statements are assembled by hand every quarter.
Draw requests arrive as email with photos attached.
The current balance on a loan requires a calculation, not a lookup.
Maturities are tracked in a calendar rather than driven by the book.
Arrears are noticed at month end rather than the day they occur.
What breaks operationally:
Investor statements are assembled by hand from a spreadsheet at each quarter-end, which is both slow and the single highest-risk manual step in the business.
Construction draw requests arrive by email with photos attached and no structured inspection record.
Loan servicing, payment tracking and arrears live separately from the origination record.
Renewals and maturities are tracked in a calendar rather than driven by the loan book itself.
What we build:
Loan servicing ledger. Payments, interest accrual, arrears and payoffs held against the loan, so the balance is a query rather than a reconstruction.
Draw management. Structured draw requests with inspection evidence, approval steps and a running record of advanced versus committed.
Investor statements. Statements generated from the same ledger that services the loans, on a schedule, without anybody assembling a spreadsheet.
Maturity and renewal engine. Upcoming maturities surfaced as work with enough lead time to renew, extend, or arrange an exit.
Can investor reporting be automated safely?
It can be generated automatically and released manually, which is the combination most funds want. The generation removes the transcription errors; the manual release keeps a human accountable for what goes out. Fully unattended sending is rarely worth the risk it adds.
How do you handle loans that were originated before the system existed?
You import them with whatever fidelity the records allow and mark the ones with gaps rather than pretending the data is clean. A book where forty loans are flagged as needing verification is honest and workable; one where they are silently defaulted to zero is neither.
Do we need borrower-facing access?
For construction draws, yes — it is where most of the back-and-forth lives. For straight term loans it is optional and often not worth the support surface.
Is this different from what a mortgage administrator provides?
Administrators handle the regulated servicing mechanics well. What they generally do not give you is the origination pipeline, the deal-level document collection and investor communications in one place, which is the part that eats your team's week.
Last reviewed 22 August 2026